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Credit Scores in the US

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Every year, millions of Americans apply for loans to buy a home, finance a car, pay for education, and start businesses. Unfortunately, 30% of those same Americans may struggle with fair to poor credit. Credit scores can play a large role in determining eligibility for a loan. Those with excellent credit have a better chance of loan approval and a lower interest rate. However, applicants with fair and poor credit may struggle with application approval and getting a loan at a lower interest rate. Wherever a person may be on the credit score scale, it’s important to acknowledge that credit is a large part of the American lifestyle and can influence certain outcomes. Based on a number of data reports from Experian and Transunion, our infographic takes a look at the average credit scores in regional zones across the US, the average credit score in the US over the last 7 years, as well as US states with the highest and lowest credit scores.

Every year, millions of Americans apply for loans to buy a home, finance a car, pay for education, and start businesses. Unfortunately, 30% of those same Americans may struggle with fair to poor credit. Credit scores can play a large role in determining eligibility for a loan. Those with excellent credit have a better chance of loan approval and a lower interest rate. However, applicants with fair and poor credit may struggle with application approval and getting a loan at a lower interest rate. Wherever a person may be on the credit score scale, it’s important to acknowledge that credit is a large part of the American lifestyle and can influence certain outcomes. Based on a number of data reports from Experian and Transunion, our infographic takes a look at the average credit scores in regional zones across the US, the average credit score in the US over the last 7 years, as well as US states with the highest and lowest credit scores.

Score from the experts at Killer Infographics

Visual Communication - 80%
Design - 70%
Content/Script - 85%
Usability - 75%

78%

Final Grade

This infographic submission provides general data about credit scores across the United States. It is titled “Credit Scores in the U.S.,” which is appropriate, but could benefit from a brief intro to explain in just one sentence or two what to expect in the infographic. Layering data over a map is a nice solution to display information. Likewise, using a line graph to show data over time is a strong solution. Aside from the color palette, the design is a bit amateurish. The iconography spans several different styles instead of sticking to one strong visual style. Overall, we give this a C.

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