Click to Enlarge

Add this Infographic to Your Website:
Simply copy the code below and paste it into the HTML of your blog, website, or Static FBML box on Facebook

<div align="center"><a href="http://www.submitinfographics.com/full-size-infographics/naf-credit-scores-infographic.jpg" target="_blank"><img src="http://www.submitinfographics.com/full-size-infographics/naf-credit-scores-infographic.jpg" alt="infographic" width="430"><br />Click to Enlarge</a><br /> Via <a href="http://www.newamericanfunding.com/?p=1529"> New American Funding </a><br />View Other <a href="http://www.submitinfographics.com">Infographics</a></div> <p>

This infographic was submitted to us by the folks at New American Funding. They provided this introduction:

“Over the past few weeks we have been taking a long, hard look at credit scores. Do Americans understand what goes into a credit score? What companies or service providers look at credit scores? This infographic gives insight into these questions.

If you find this info a bit surprising, and think to yourself, hey, maybe I should learn more about my credit score, and possibly, how to raise it, then check out our previous blogs on credit scores and what financial celebrity experts say.”

There is some interesting data packed into this infographic. I found the data about all the things that are not included in credit reports very intriguing. I’m surprised that your employment history is not included in a credit report; I had always thought it was. It was also interesting to see how many people want lawmakers to ban the practice of potential employers checking your credit history–looks like a majority of us have something to hide…

This infographic has a really great color scheme. The patriotic colors fit in well with New American Funding’s name and logo. The color scheme also allows the data in red to stick out more to viewers. There is also a nice flow and good consistency among the theme of the data. However, I wish this infographic was longer; it seems to end almost as soon as it starts.

Although a little bit shorter than I prefer, I would still give this infographic an A. The design is data-driven and executed in an aesthetically pleasing way. There is data visualization with nearly every statistic, which is something a lot of “infographics” lack. This is overall a great infographic!

Click to Enlarge

Add this Infographic to Your Website:
Simply copy the code below and paste it into the HTML of your blog, website, or Static FBML box on Facebook

<div align="center"><a href="http://www.submitinfographics.com/full-size-infographics/whatiscreditrating.jpg" target="_blank"><img src="http://www.submitinfographics.com/full-size-infographics/whatiscreditrating.jpg" alt="infographic" width="430"><br />Click to Enlarge</a><br />Via <a href="http://www.aquacard.co.uk/content/ content.aspx?dsid=880"> aquaCard </a><br />View Other <a href="http://www.submitinfographics.com">Infographics</a></div> <p>>

This infographic comes to us from aquaCard, who provided this description:

“Financial information is quite complex and lots of it can be a bit overwhelming; which is
why aquaCard decided to create an infographic to explain what your credit rating is.

The infographic explains what affects a credit rating and how it’s calculated by credit
agencies; hopefully armed with all this information, in the clear and concise format of the
infographic, people will be much clearer on how they can improve their personal credit
rating.”

This is a good guide for learning about credit ratings in general. It would help prepare a first-time borrower for what they might expect. It’s neatly laid out between good and bad, and ends with steps you can take to improve–this is a classic “storyline” for infographics. It doesn’t have dimensional problems, either.

What I want to see more of, though, are numbers. How many loans are applied for every year in the UK? What percentage of UK residents have at least one loan? What’s the average APR there? This type of data is critical in order to put data visualization to work. This IG is practically all text, and while it has illustrations, they aren’t data viz. They’re just cute pictures.

The white background is also problematic. This will make the infographic bleed into many of the web pages it’ll land on. In general, all-black or all-white backgrounds should be avoided for this reason–and also because there are so many more interesting background options available.

With a more thorough analysis of the subject, a little sprucing up in the design department, and a focus on data visualization, this could work out to be a very useful infographic. As it is, I’m giving it a C.

Putting The Credit Score Puzzle Together (INFOGRAPHIC)

Add this Infographic to Your Website:
Simply copy the code below and paste it into the HTML of your blog, website, or Static FBML box on Facebook

<a href="http://www.personalloans.org/putting-the-credit-score-puzzle-together-infographic/" target="_blank"><img src="http://www.personalloans.org/wp-content/uploads/2010/03/PE-CreditScore-Puzzle-v31.jpg" alt="finance infographics" width="600px" height="1150px" /><br />Putting The Credit Score Puzzle Together (INFOGRAPHIC)</a><br />View Other <a href="http://www.submitinfographics.com" target="_blank">Infographics</a></div> <p>

This infographic helps to illustrate the pieces of the credit score puzzle, so consumers can be aware of what impacts their credit score. There are five areas that can have an impact on your credit score, and this shows you a break down of all of them. The factors are new credit, types of credit, payment history, amount owed, and length of credit history. Payment history and amount owed are the biggest pieces to the credit score puzzle, so it is critical to tackle those first if you want to improve your credit score. You can also see where your credit score puts you in their graph at the bottom which shows what percentage of people have a certain credit score range. The median score in the U.S. is 723, which is pretty good since the max is 850.