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Protected Trust Deeds — Explained!

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If you’re struggling with your debts in Scotland, you can use a debt management tool called a Protected Trust Deed (PTD). In simple terms, a PTD is an agreement between you and your creditors for you to pay only what you can afford for a set period of time. After the PTD has run its course, any remaining debts are written off.

Unfortunately, a lot of the time, PTDs fail before they reach the end point, often leaving people with more debt than they started with.

In this infographic we look at what PTDs are, how they operate, why they fail and what’s at stake when they do.

If you're struggling with your debts in Scotland, you can use a debt management tool called a Protected Trust Deed (PTD). In simple terms, a PTD is an agreement between you and your creditors for you to pay only what you can afford for a set period of time. After the PTD has run its course, any remaining debts are written off. Unfortunately, a lot of the time, PTDs fail before they reach the end point, often leaving people with more debt than they started with. In this infographic we look at what PTDs are, how they operate, why they fail and what's at stake when they do.

Score from the experts at Killer Infographics

Visual Communication - 50%
Design - 60%
Content/Script - 65%
Usability - 55%

58%

Final Grade

This infographic gives an overview of Protected Trust Deeds. The helpful structure efficiently organizes the piece into distinct, contained sections, and the minimalist color palette develops visual cohesion. Icons or graphs accompany some — but not all — points, and although the icons are more or less aligned with their points, there aren't enough to build a visual legibility. This may be due to the content — while it is clean and error-free, the sheer amount of copy can be a bit overwhelming, and the main points get lost. Overall, there's a lot of information here, but the piece as a whole needs some visual balance. We'd give this an F.

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